Even if property owners take every precaution to keep it away from theft and vandalism, unforeseen occasions manage to get past them.

Although theft and vandalism claims are similar to other insurance claims, they have some special rules that make them more complicated and time-consuming. Therefore, you should know how a public adjuster will handle your vandalism and theft claim.

Theft & Vandalism

These claims are among the most difficult to handle. Theft occurs when belongings are wrongfully removed from a residence or business.

Do you want to know what vandalism includes? Continue reading to find out.

  • Damaging doors, windows, and locks
  • Tagging or spray-painting
  • Deliberate flooding caused by clogging the drains and leaving water running
  • Ransacking a property

Dealing with theft or vandalism is already stressful, and adding the insurance paperwork burden only worsens it.

 

Difficulties In Theft & Vandalism Claims

People sometimes lie about theft or vandalism to get money from insurance companies. Because of this, insurance companies now have stricter rules for filing claims. This makes it harder to get your claim approved. Do you want to know what is included in the documentation for the claims? Take a look to find out.

  • Pictures
  • Receipts
  • Videos
  • Appraisals
  • Credit card statements
  • Insurance policy endorsements

Most insurance firms use their right to examine the policyholder under oath in higher loss cases if you are unable to produce ownership paperwork. Additionally, they may request tax returns and other financial records from the policyholder. They will need proof that the policyholder could afford the stolen items.

 

Why Should You Hire A Public Adjuster?

The majority of policyholders do not hire insurance adjusters because their insurance company provides them. Moreover, they might not be aware that they can access the services.

Do you want to know why you should hire a public adjuster for vandalism and theft? Read below.

  • Public adjusters can assist the policyholder in obtaining a larger amount and also repair the property in the event of a major loss.
  • Public adjusters can check if the insurance company is giving you a fair deal. They can help you when the insurance company is not looking out for your best interests.
  • They can ensure that the insurance provider thoroughly examines your claim and doesn’t overlook any damage.
  • Public adjusters will assist the policyholder in understanding more complicated documentation.
  • The insurance company pays far less than you deserve. Therefore, you should contact a public adjuster because they will complete all necessary documents for you. They will also negotiate the settlement on your behalf.

 

Let Premier Public Adjusters Handle Theft and Vandalism Claims

Theft and vandalism can cause a lot of damage and stress. You might not receive a fair payout from insurance companies. Therefore, a public adjuster for vandalism, such as Premier Public Adjusters, will help you get the total amount you deserve. Our team will handle everything, from paperwork to negotiations. Don’t wait any longer. Call Premier Public Adjusters at (445) 999-9190 today for a consultation. We can help you get the money you deserve.