Dealing with property damage can feel overwhelming, right? Is it mold or some other disaster? Well, knowing how to address the issue is key. Don’t worry. We’ve got you covered. Let’s walk through the steps to restore your home and your peace of mind.
What To Do During Mold Damage?
Step 1 – Spot the Damage Early
Do you see mold on your walls? Is there a musty smell in your home? Catching damage early can save you time and money. Mold spreads quickly, so don’t wait too long to take action.
Take pictures of all the damage. Write down what you see. This will help when you file your insurance claim later.
Step 2 – Call in the Experts
This is where it can become a bit complicated. Most people believe that their insurance company is with them or at least in their corner. But is that always true? Not exactly.
You should never make a phone call to your insurance company without first speaking to a public adjuster. Why? Since they are your representatives and not the insurance company’s representatives.
Public adjusters know how to handle claims. They make sure you get the payout you deserve. This is especially important for mold damage, which insurance companies might try to downplay.
Step 3 – Stop the Damage from Spreading
Mold doesn’t just stay in one spot—it grows fast. Cover the affected areas, fix leaks, and reduce humidity in your home.
But don’t start major repairs yet. Wait until your adjuster has inspected the damage. This ensures everything is documented for your claim.
Step 4 – File Your Insurance Claim
Once your public adjuster has reviewed the damage, it’s time to file. They’ll handle the paperwork and communicate with the insurance company.
This is particularly easier if you are working with a public adjuster. Besides, they understand the process and will advocate for a reasonable wage.
Step 5 – Start the Restoration Process
After your claim is approved, it’s time to rebuild your home. It is advisable to get professional cleaners or workers to clean and repair the damage. Always save all receipts incurred.
Your public adjuster can guide you on what’s covered. This avoids surprises later.
Why Public Adjusters Are Your Best Choice
Here’s the truth: Insurance companies often try to save money. This can mean smaller payouts for you.
Public adjusters ensure you’re treated fairly. Therefore, they know the tricks insurance companies use and won’t let you settle for less.
Trust Premier Public Adjusters for Your Mold Damage Claim
Mold damage insurance claim can feel like a nightmare, but you don’t have to face it alone. Premier Public Adjusters, based in Philadelphia, are experts at handling claims.
Don’t let mold take over your home—or your life. Contact Premier Public Adjusters today, and let us handle the hard work. You deserve a home that feels safe and clean again. Reach out now!