80% of Americans don’t realize that small house fires are the single most common disaster in the United States, according to the Red Cross. Fire damage can be disturbing for the house and the people living in it.
So, how do houses catch on fire? Unfortunately, there are many things around the house that we take for granted. Many things can start a fire and many different classes of fire. A small fire in the kitchen or the straightener can cause huge damage.
After people struggle with house damage, they forget what to do next because they have so many things on their list. This is where fire insurance adjusters come in!
Is it safe to go back in? Who should I call? Should I look for some other place to stay? Should I call the police?
At Premier Public Adjuster, we empathize with your confusion. That’s why we have put together a few steps and a checklist for you that will walk you through exactly what to do after property damage.
What To Do After a Fire (5-Step Checklist)
Check Up on Your Family
Before you do anything, check on what’s most important, your family. At the moment, it’s very easy to get overwhelmed and angry. If you weren’t alone when the fire took place, make sure you check in with everyone who was a part of it. Fire in the house can be one of the most traumatic experiences for most.
Furthermore, take a moment to catch your breath and check in on anyone who needs it. Before you start the fire restoration process, you will need some support.
Contacting the Fire Insurance Adjuster
The very next thing you need to do is to contact a fire insurance adjuster. Moreover, you need to remember that this process is not going to be easy, and you will need professional guidance for it. Furthermore, this will start the process of event documentation and begin the insurance claim process.
Moving forward, your adjuster lawyer will have enough experience in dealing with such emergencies, and they will talk you through the whole process. Therefore, the best restoration companies like Premier Public Adjusters will work directly with your insurance company to handle the fire damage cleanup.
Figure Out If Your Home Can Be Saved
If you are wondering how hot a house fire is, the average temperature of a house fire is between 100 degrees at the floor level and 600 degrees at eye level. It’s hot enough to scorch your lungs if you inhale it, according to Ready.gov.
According to this information, your house can suffer from structural damage. Moreover, your insurance company will most likely send out an adjuster to evaluate the fire damage to your home. Hence, they will find out if your home can go back to the way, it was.
You won’t be able to figure out on your own if your home is worth saving, you need a professional for this job. Similarly, fire damage to your property often goes beyond what the eye can see. That is why hiring a public adjuster to figure all this out is your best shot.
Find Out if Your Home is Safe
Until you are sure if your house is safe or not, do not enter. You never know what damage is underlying, and you need to be careful. Additionally, roofs and floors may be damaged and they could fall when you’re inside. It’s not worth the risk!
Don’t forget, that fire damage also comes with health risks. Therefore, the smoke can be detrimental to your physical health.
Gather Your Possessions
Start separating your damaged and undamaged possessions from one another. Therefore, it’s important to make a list of the damaged items for your insurance company. Furthermore, these lists often contain receipts and bank statements of purchased items.
Where Can I Get Help After a House Fire?
Are you looking for help after a house fire? Contact Premier Public Adjusters. Follow the things to do after a house fire listed above, and call our 24/7 emergency line. We will help you receive the compensation from the insurance company that your house deserves.