Significant damages to your home can lead to filing a claim for compensation with your insurance company. Unfortunately, the insurance company will minimize the amount they’re willing to pay, and you could cover repairs out of pocket because of this. You’ll want to hire a public adjuster to help you file and handle your claim to avoid this.
What Happens During A Big Homeowner Insurance Claim
- Insurance companies often assign different adjusters for dwelling damage, personal property, and additional living expenses.
- Preparing and presenting a successful claim requires knowledge and skill.
- A public adjuster can guide you and advocate for your best interests.
Public Adjusters Vs. Independent Adjusters
- Public adjusters work for you and are paid by you. Their job is to ensure that your claim payout and the cost of the repairs are the same. Moreover, they will help you understand your coverage, manage a complex claim, and keep your claim on track.
- Independent adjusters are hired by the insurance company to evaluate the claims. They work on behalf of and are paid by the insurer.
The Top 4 Tips To Choose The Right Public Adjuster
A public adjuster firm can be your partner in the process of filing a claim. This is because they will ensure that you receive fair compensation for your losses. However, selecting the right firm is crucial to maximize your claim’s success. Below, you’ll find the top four tips to help you choose the ideal public adjuster firm.
Tip #1 – Check Whether They Have A License
You will have to verify whether the public adjuster firm has a license. Similarly, this is essential because you want to get your money without complications, especially if you have already experienced property damage.
Tip #2 – Check Their Reputation
You will have to check the firms’ reputations. You can do this by looking online for reviews and testimonials from past clients. These can provide valuable insights into their professionalism, communication skills, and overall satisfaction with the firm’s services. Pay attention to specific details about how the firm handled their claims, how responsive they were, and whether they were able to achieve a fair settlement.
Tip #3 – Check Their Experience And Track Record
You will have to verify whether the public adjuster has years of experience. One efficient way to check their track record is by reviewing references. You can check their website to learn more about their work.
Tip #4 – Check Their Service Areas
Public adjusters have experience in handling insurance claims. However, only some of them specialize in certain types of damages. For example, some public adjusters have expertise in fire and water damage but zero experience in wind and hail damage.
Work With Philadelphia’s Top Premier Public Adjusters
Go through the insurance claims process with the help of Premier Public Adjusters. A reliable natural disaster claims adjuster can make a huge difference in getting the compensation you deserve. We’re here to help you after a natural disaster. Our team of experienced public adjusters can handle the paperwork and negotiations for you. Contact us today for a free consultation!