When the water reaches your house, instead of being the house of your dreams, it becomes a house of nightmares. Water damage does not only come in the form of a dripping tap, a broken pipe, a dripping roof, or a flooded basement, but it is equally as draining to cope with.

Here’s the good news: Your insurance policy is there for such situations. But getting through the water damage insurance claim can be really tricky.

Mitigate the Damage and Document Everything

Immediate Action:

  • Minimize further damage: Ensure the removal of cloth and furniture from areas that may be affected by water.
  • Prevent mold growth: Some of the primary interventions include opening windows and doors for ventilation.
  • Prevent mold growth: Open windows and doors for ventilation.

Documentation is Key:

  • Photograph the degree of water damage on the walls, floors, ceilings, and affected furniture and other assets.
  • Save all bills received for repair or when you had to temporarily stay at a different home.
  • Document the date and time it was discovered, the efforts made to minimize the extent of the damage, and all the communications with the insurance company.

Understanding Your Coverage – What’s in Your Policy?

Water damage coverage varies depending on your policy. It’s crucial to understand:

  • Did your policy address situations where the pipes burst, the roof springs a leak, or both?
  • Coverage limits: How much would your policy cover to repair/ replace the property affected in the event?
  • Deductible: This defines the form of payment where the client has to incur an expense before the insurance covers the costs.

Filing Your Claim and Working with the Adjuster

First and foremost, call your public adjusting company.

  • Describe it, who did it, and what measures you have taken to contain it.
  • When in doubt, your public adjuster will be happy to provide clear instructions on filing the claim.

The adjuster will certainly come to the site and determine the extent of the damage for the insurance company.

Why Should You Consider a Public Adjuster?

Public adjusters are licensed professionals who work for YOU, the policyholder. Hence, here’s how they can help:

  • These professionals are very familiar with water damage and can be very useful in evaluating hidden damages.
  • They are good negotiators who ensure that your settlement amounts to the cost of repairs and replacements adequately.
  • They manage all aspects of the claims process so you can start living life to the fullest again.

Maximize Your Water Damage Claim with Expert Help

Water damage can be overwhelming, but you do not have to face the insurance claim process alone. At Premier Public Adjusters, we have skilled professionals who will ensure that you get a fair reimbursement.

Call Premier Public Adjusters today for a free consultation. We will discuss your policy, explain the claims process, and help you obtain the maximum amount possible. Therefore, visit Our Website, where all the information can be found, to find out how we can assist you in water damage recovery.