Philadelphia has a major wind factor risk based on the projected likelihood and speed of hurricanes, tornadoes, or severe storm winds impacting it. It is most at risk from hurricanes. In addition to damaging properties, severe wind events can knock down trees or scatter debris that can cause harm to anyone outside during an event, cutting off access to utilities, emergency services, and transportation. They may impact the overall economic well-being of an area.
The Impact Of Hail (Wind) Damage
Hail can cause significant damage to your property. It includes damage to the roof of your home, business, or commercial building. Other exterior surfaces affected by hail include siding and gutters, which also reduce the life of your roof. Hailstorms can cause water leaks that damage your property, especially if windows, doors, or skylights are broken.
How Hail Affects Commercial Properties, Businesses, And Schools
Shorter, more extensive buildings or business complexes are the most vulnerable to hail-damaged structures. As a result, these hail damages often result in complex, large loss claims.
Business Interruption
During the summers and winters, hail can strike with damaging force. These hail pose a business interruption risk for property owners. Be careful about “Cosmetic Damage” from hail. This is a type of damage that insurance companies might not cover if the damage is large. Cosmetic damage is the marring, pitting, or other superficial damage from hail that alters the roof’s appearance but does not prohibit it from functioning as a moisture barrier.
Common Wind Damage Incidents In Philadelphia
Wind damage in Philadelphia often includes several common incidents. High winds can tear shingles off roofs, leading to leaks and structural issues. Fallen trees are another major concern, causing damage to homes, cars, and power lines. Broken windows are frequent, especially in older homes with more brittle glass. Debris scattered by the wind can clog gutters, leading to water damage. These incidents highlight the need for regular inspections and prompt repairs to minimize damage during windstorms.
Let Premiere Public Adjusters Fight The Insurance Battle For You!
Are you overwhelmed by the wind damage claims Philadelphia has? If yes, Contact Premier Public Adjusters to help you reduce and completely eliminate your burden. With so many angles to consider, adding a public adjuster to your list of resources is key to helping you determine if you have proper coverage. Also, a public adjuster will ensure that you have an advocate on your side should you experience property damage from hail or wind.
Contact Us today for a complimentary claim review.