Water damage is every homeowner’s nightmare. The bursting pipes, overflowing appliances, or even heavy rainstorms can wreck your property. Of course, you don’t want that. Water damage can leave you with a mess to clean up and potentially a significant financial loss. What is homeowners’ insurance for? It is meant to provide coverage in such situations. However, the water damage insurance claim process is confusing and stressful. This is where public adjusters step in. We will tell you why they should be your first step, always.
Understanding the Claim Process
Let’s first understand the claim process. Filing a water damage insurance claim process involves more than just a phone call. You will need to document the damage extensively. Moreover, it’s not easy to gather receipts for repairs or replacements. Plus, negotiating with your insurance company makes it hard to secure a fair settlement.
What is the Water Damage Claim Process?
1. Emergency Mitigation
Your priority should be to stop the source of the water damage and prevent further harm. This might involve shutting off the water supply. You must also remove standing water and contact a water damage restoration company.
2. Call a Public Adjuster. First
While stopping the water damage and mitigating further harm is crucial, your next step should be contacting a public adjuster. Similarly, once you have calmed yourself and your family, call public adjusters before calling your insurance company. Furthermore, a public adjuster acts as your advocate throughout the claim process. Plus, we will protect your interests, ensuring you receive a fair settlement.
3. The Public Adjuster’s Visit
Once you call a public adjuster, they will come to your place to check the damage and determine the value of your claim. Similarly, this is where things can get tricky.
4. Negotiation and Settlement
The public adjuster will fight for your case and ensure you receive your deserved settlement. Therefore, negotiation is crucial. The public adjuster argues for a higher payout to cover the total repair costs.
Why a Public Adjuster Should Be Your First Step
First, public adjusters specialize in handling water damage claims. They always understand the complexities of the process. Plus, they know the tactics insurance companies might use, so you are safe.
Secondly, public adjusters can document the damage and its impact on your property. Moreover, they do their part of the research. Plus, they always determine the fair market value of damaged items. Don’t worry; you will receive proper compensation.
Thirdly, public adjusters are very skilled at negotiating. They can fight for a fair settlement on your behalf, present a strong case for your claim, and negotiate aggressively.
In addition, dealing with paperwork takes work. The claims process can involve a lot of paperwork. Additionally, public adjusters can help you complete everything necessary.
Lastly, they will keep you updated about everything. Throughout the claim process, they will answer all of your queries and handle all communication with the insurance company.
Where to Find Public Adjusters for Water Damage Insurance Claims Process?
Don’t face your water damage insurance claim process alone! Water, fire, or hail damage can be overwhelming. Get a FREE in-home policy evaluation and damage inspection from Premier Public Adjusters. We work for you, not the insurance company, to ensure you receive the maximum compensation you deserve.