Have you ever filed an insurance claim after a mishap, big or small? They have a whole team working, right? But you suddenly realize that they are not on your side. Who is on your side? The insurance claim inspector. This is why it is recommended to contact the insurance claim inspector, also known as a public adjuster, before calling the insurance company. What is the job of an insurance claims inspector? Let’s find out.

The Claim Inspectors Toolkit

So, this is where you imagine a combination of a detective, a negotiator, and a construction worker. This is the role of an insurance claims inspector.

First, they have the investigative skills of an FBI agent. Moreover, they will review your claim details, policy coverage, and any supporting documentation you provide. This will include receipts, police reports, and photos. The more information you have, the smoother the process will be.

Secondly, damage assessment, of course. So, claim inspectors visit the scene of the loss. It does not matter if it’s your car or your flooded basement. Their first job requires visiting. Moreover, they will go through the damage properly. Plus, they will capture photos, videos, and detailed notes of whatever they think is necessary.

Thirdly, the power of negotiation. They master this. So, once they understand the extent of the damage and your policy coverage, they will negotiate a fair settlement. Similarly, this involves them explaining your coverage. Plus, they will ensure you receive the compensation you are entitled to. They are on your side, not the insurance company.

A Day in the Life of an Inspector

●       Reviewing New Claims

Their day starts with reviewing new claims that have been filed. Similarly, this involves understanding the details of the claim. Plus, they will prioritize getting the settlement you deserve on number one.

●       Site Visits

Claims inspectors spend a significant amount of time visiting the scene of the loss. Moreover, they will come and talk to you, ensuring you that they are on your side. They will listen to your side of the story.

  • Assessing the damage
  • Interviewing (If necessary)
  • Gather evidence to support the claim

●       Research and Analysis

Once again, they will analyze the information they have received back at the office. This will involve researching repair costs, consulting everything, and reviewing similar claims.

●       Settlement Negotiation

This is the part of the day when they do what they do best: negotiate for your rights. Similarly, they will keep you in the loop regarding everything. Furthermore, they will fight for your settlement rights and go above and beyond.

What Are the Qualities of a Great Inspector?

  • Attention to Detail
  • Strong Communication Skills
  • Problem-Solving Skills
  • Negotiation Expertise

Where to Find an Insurance Claim Inspector?

Do you have any questions regarding the damage you have faced? No need to worry. The team at Premium Public Adjusters can help you out. If you need help with any sort of damage you are going through, come to us. We will help you figure it out. Contact us today!